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Employment Practices Liability from Cal-Nevada Insurance Agency

Employee allegations of unfair treatment at the workplace are widespread. Problems include hiring, terminations, overtime pay, leave, promotions, inter-office relationships, sexual harassment, and racial or gender discrimination. Accusations of employment practices violations can be extremely costly—even if your company is found innocent. If you are found guilty, penalties and expensive defense fees can be crippling.

At Cal-Nevada Insurance Agency, our business insurance clients throughout San Francisco and the northern California, Arizona and Las Vegas, Nevada areas are some of the most respected in their industries. Still, they face the risk of employment practices complaints.

Your Risks and Our Coverage

Even when you follow best practices, employees may still feel they have been discriminated against, paid unfairly, harassed or simply made uncomfortable at work. If one of your employees files a complaint and you are found liable for restitution, you could be facing a big loss.

An employment practices liability insurance (EPLI) policy from Cal-Nevada Insurance Agency is designed to help in these situations. It will help with:

  • legal fees
  • settlements and damage awards that result from employee claims of misconduct against your company’s employees and managers
  • Investigations and legal fees associated with regulatory actions may also be covered by your policy

Full Protection

You can reduce the risk of employee complaints by keeping written records on hiring, firing and promotions; documenting pay and hours worked; making sure the law on wages and hours is followed; and supplying and enforcing written policies on workplace ethics and behaviors. Good records combined with excellent insurance will help tremendously in the event you are faced with a claim of employment practices misconduct.

General liability insurance and directors and officers insurance don’t cover claims of employment practices wrongdoing.

For further information or to schedule a meeting with an advisor, contact us at (866) 670-5948, or e-mail us at