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Group Health from Cal-Nevada Insurance Agency

Group health insurance is consistently rated the most important employer-provided benefit by employees in companies nationwide. These “traditional” healthcare insurance plans bundle participants into a group, which keeps insurance premiums much lower than what employees could find on the individual health insurance market. What’s more, participants don’t need a medical examination to qualify for enrollment.

Cal-Nevada Insurance Agency offers group healthcare plans for businesses of all sizes throughout the northern California, Arizona and Las Vegas, Nevada areas.

Employer Options

There are many options in the group healthcare market, including health maintenance organizations (HMOs) and preferred provider organizations (PPOs), among others. There are some options that allow employers to offer these traditional plans but still keep costs in check. Those include the use of flexible savings accounts and the adoption of wellness incentives that encourage plan participants to live healthier lifestyles that decrease medical problems (and costs!).

Many insurers now provide call centers, nursing consultants, and online plan information—services that make plan administration easier and promote employee self-service.

We offer healthcare plans at affordable rates for all your employees, full-time and part-time, and it’s easy to include spouses and dependents if you want to.

Upcoming Changes

As you know, there are significant changes slated for employer-provided healthcare. We are keeping abreast all the new regulations and will advise you on how the changes affect you. This includes information on insurance rates and state-based insurance exchanges.

We are able to handle unionized companies and know how the new laws affect union health insurance plans. If you are interested in premier executive-level health insurance, we can talk about that, too.

You are competing for the best talent, so offer benefits those prospects want.

For further information or to schedule a meeting with an advisor, contact us at (866) 670-5948, or e-mail us at