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Snowmobile and Jet Ski Insurance from Cal-Nevada Insurance Agency

Our high-net-worth insurance clients in Lake Tahoe, northern California, San Francisco and the Nevada and Arizona areas work hard, and they really appreciate a little R&R.

At Cal-Nevada Insurance Agency, we provide insurance solutions that cover the recreation equipment owned by our private client insurance members—equipment that is often excluded or restricted in coverage under a high-net-worth home insurance policy.

Benefits of Coverage

Getting separate coverage for your snowmobiles and personal watercraft (such as Jet Skis, Sea-Doos and the like) is must so that you are insured against injuries you could cause to others or damage you cause to their property in the course of using your equipment.

Policies can cover bodily injury to others; your liability for property damage you cause; repairs to your equipment from a collision that’s your fault; and the costs associated with theft of your equipment or damage caused by something other than a collision, such as fire or vandalism.

Some policies for personal watercraft can include pollution liability, and many insurers of recreational equipment will cover safety apparel, trailers that transport the equipment, and extra equipment (such as towed accompaniments).

Special Considerations

Coverage varies depending on your style of usage and where you enjoy your recreational equipment. Where you store your snowmobile or Jet Ski can also affect your coverage, so your advisor will discuss risk-control strategies for both in-season use and off-season storage.

Ride with safety and confidence that your insurance needs are covered.

For further information or to schedule a meeting with an advisor, contact us at (866) 670-5948, or e-mail us at