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Yacht Protection from Cal-Nevada Insurance Agency

Yacht insurance is a catchall term that covers many different classes of boats, from a sailing yacht all the way up to super yacht. Whatever size boat you own, Cal-Nevada Insurance Agency has a policy that will suit. We offer boat insurance to clients, including high-net-worth private client customers, in San Francisco, Lake Tahoe, and the northern California and Arizona areas.

Coverage Options

We insure your yacht as well as boat contents and crews. We also cover your liability for injury to others and damage to their property. Our boat insurance can be structured to cover local fishing trips, pontoon parties, weekends on the water, and international sailing.

If you live aboard your yacht or use it for competitions, you may have special insurance needs. Not to worry. Cal-Nevada Insurance Agency has multiple policies available that can be tailored to your specific uses and risks.

Some of the most popular coverages include:

  • Uninsured/underinsured boaters insurance, in case someone with too little or no insurance causes you harm
  • Bodily injury coverage for your passengers
  • Liability for damage or injury you cause to others
  • Hull and sail coverage
  • Towing
  • Fuel spills
  • Salvage and disposal.

Important Extras to Consider

We offer boathouse insurance and coverage for yachts in tow, and we can insure fishing equipment, artwork and other high-end personal property that you bring onto your boat. Coverage for the costs of your rescue, should you need those services, could be an important option for you to add, as is dinghy coverage, equipment breakdown insurance and costs to deal with damage from corroded through-hull fittings and other commonly excluded problems.

Some insurers will also help on the front end of an event to prevent damage to your yacht. That can include haul-out costs to keep the vessel safe during a storm.

Anglers, speedboaters, houseboats and captained mega yachts can all find safe harbor at Cal-Nevada.

For further information or to schedule a meeting with an advisor, contact us at (866) 670-5948, or e-mail us at