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Homeowners Associations Insurance Program

Condo Association Application

Homeowners associations may have broad property and liability insurance concerns, depending on the breadth of their charter and the size of their community. Cal-Nevada Insurance Agency serves HOAs in San Francisco and throughout the northern California, Arizona and Lake Vegas, Nevada areas with comprehensive insurance products and risk management services.


Our property and liability insurance can cover:

  • Buildings
  • Other structures
  • Community personal property
  • Environmental liability
  • Business auto and more

If you operate a swimming pool or gym, we can help you with that, too. Property managers coverage, directors and officers liability, employee dishonesty, and business auto can also be added.


Our homeowners association insurance is available to HOAs serving townhouse and single-family home communities. Cal-Nevada Insurance Agency also provides superior advisory services on risk mitigation and claims. We’re with you during your purchase of insurance and throughout the life of your policy, providing safety programs, loss analysis, claims assistance and more.


An HOA policy from Cal-Nevada Insurance Agency will respond to damages from natural and man-made events, such as fire, storms, flood and vandalism. It can cover harm to roofs, gutters, pools and other structures that are named in your policy, as well as theft committed by HOA employees, depending on the language in your policy.

If your homeowners association hosts parties or other events, you will be interested in coverage for those exposures, too.

Talk to Cal-Nevada Insurance Agency about managing insurance and risk for your homeowners association.

For further information or to schedule a meeting with an advisor, contact us at (866) 670-5948, or e-mail us at