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Outdoor Recreation Enterprises Insurance Program

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When you ask people why they moved out West, many say, “The weather.” It’s true: You can’t beat the fantastic outdoor environment throughout the northern California, Arizona and Nevada areas. That’s why our outdoor recreation industry thrives.

Cal-Nevada Insurance Agency serves outdoor recreation businesses across the region with comprehensive insurance products and risk management services.


Our coverages include commercial property and liability along with equine insurance, motocross track insurance, special events insurance, recreation insurance, concerts insurance, amusement centers insurance, marine insurance, business auto insurance and more.

We also offer management liability, workers compensation and other coverages to protect your company from typical business problems. Commercial umbrella insurance is also available.


Cal-Nevada Insurance Agency works with outdoor recreation businesses with many different focuses, including:

  • Amusement centers
  • Campgrounds
  • Concerts
  • Motocross and more

We work with businesses that specialize in:

  • Adventure camps
  • Boating
  • Cycling
  • Fairs
  • Hiking tours
  • Skiing or any other outdoor activity

No matter what line of outdoor recreation you are in, Cal-Nevada Insurance Agency can help you manage your risks and insure your business.


While all companies have property damage exposures, the special property that outdoor operations have can require extra attention when it comes to insurance and risk management. We all remember the tragic collapse of a fair stage in Indiana in 2011, and stories abound of tour bus crashes, zip-line accidents, and hiking, skiing and other injuries. Coverage for your liability exposures needs to be carefully written, and you should consider the value of a commercial umbrella insurance policy.

When it comes to property coverage, you are exposed to wildfires, flood, mudslides, wind, lightning, rain, hail, dust storms, earthquakes—whatever Mother Nature can dish up. Your expensive specialty equipment is also vulnerable to breakdown and theft.

And if you use watercraft, motorcycles, horses or other animals, you have a whole extra set of insurance needs—both property and liability. Cal-Nevada Insurance Agency can advise you on safety programs and insurance products that respond to all these exposures.

Talk to Cal-Nevada Insurance Agency about insuring your outdoor recreation business.

For further information or to schedule a meeting with an advisor, contact us at (866) 670-5948, or e-mail us at