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Restaurants/Food Service Insurance Program

Cal-Nevada Insurance Agency assists restaurants and food service companies in San Francisco and throughout the northern California, Arizona and Las Vegas, Nevada areas with risk management advice and insurance specifically designed for their exposures.


Our restaurant and food service insurance program bundles common coverages needed by the food industry. Restaurant liability insurance can include:

  • Liquor liability
  • Food contamination coverage
  • Food-borne illness and
  • Injuries to patrons at your business

Valet parking insurance can also be included.

Our property insurance covers your buildings, installed equipment, and business personal property. If you use commercial vehicles, our business auto component will interest you, both for its property and its liability sides.


Our food service/restaurant insurance is available to:

  • Dining rooms
  • Caterers
  • Restaurants
  • Banquet facilities
  • Snack stands
  • Pizza parlors
  • Bakeries
  • Processors
  • Distributors
  • Warehouse operators
  • Food manufacturers
  • Alcoholic and non-alcoholic beverage bottlers, and more

Whether your business is an eat-in restaurant, a delivery shop, or a manufacturer, your restaurant and food service insurance needs can be met at Cal-Nevada Insurance Agency.


We can protect you from losses associated with fire, storms, vandalism, and other natural and man-made perils. Our program offers coverage for losses from certain causes of business interruption, and our equipment breakdown insurance can cover mechanical failures, food spoilage and lost income as well.

If patrons file a claim against you because of illness or you have to pull your food because of contamination, our insurance program can help. You can also get coverage for employee theft and the damage to or destruction of valuable papers, including money. Under some policies, you can also insure food in transit.

Talk to Cal-Nevada Insurance Agency about your risks and insurance options to cover them.

For further information or to schedule a meeting with an advisor, contact us at (866) 670-5948, or e-mail us at