Do I Need Artisan Contractor’s Insurance?

Do I Need Artisan Contractor’s Insurance?As the nation progresses out of the economic slump, more and more opportunities are becoming available to rebuild the nation. From homes to commercial businesses to specialized jobs, artisan contractors have seen substantial growth in their business. In fact, artisan contractors represent almost two-thirds of the wage and salary jobs in the U.S. construction sector, primarily plumbing, electrical and masonry contractors. Therefore, in order to ensure your growing operation is secured, a specialized Lake Tahoe Artisan Contractor Insurance program is a must.

Naturally, artisan contractors aren’t strangers to risk. As they have such a specific niche of work, purchasing liability coverage can be a challenge, explains Insurance Journal. While this coverage might have been difficult to secure in the past, the growing need for this industry has pushed providers to get on board.

However, it is not as easy to acquire such comprehensive coverage is all states. In fact, states with the nation’s most difficulty in terms of availability for the liability risks of artisan contractors working in residential construction are Arizona, California, Colorado, Nevada, and Washington. Especially as the legal climate is so tumultuous in these states and construction-related claims are so high, this coverage is critical in your area. Therefore, it’s imperative that you speak to your trusted insurance professional to get the coverage you need.

Further, it’s important to get the right coverage for your equipment. As artisan contractors are required to use specialized gear, insuring this pricey equipment is critical to their success. Remember to invest in the solutions that are best suited for your financial protection and long-term business needs.

About Cal-Nevada Insurance Agency

At Cal-Nevada Insurance Agency, we serve artisan contractors throughout northern California, Arizona, and Nevada areas with the best risk-management solutions and comprehensive products. We offer a variety of coverages to ensure your business thrives. For more information, contact us today at (866) 670-5948.

 

 

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