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General Contractors Insurance Program

Builders Risk/OCP Supplement
Contractors Questionnaire
Contractor/Developer Application
Contractors Pollution Liability Application

Cal-Nevada Insurance Agency serves general contractors in San Francisco and throughout the northern California, Arizona and Las Vegas, Nevada areas with insurance and risk management services specifically designed for their exposures.


We offer commercial property coverages, including:

  • Business Auto
  • Inland Marine Insurance for mobile tools and equipment
  • Equipment Breakdown Insurance for losses due to machinery failure
  • Business Interruption Insurance
  • Standard Commercial Property Insurance for your buildings and their contents
  • Stored Materials or items awaiting installation at your job sites

Our Commercial General Liability Insurance for general contractors can be enhanced with Pollution Liability, Cyber Liability, and Errors and Omissions (E&O) for those who do Design/Build.


We provide insurance for the entire general contracting segment, including those in excavation, paving, land clearing, residential construction, commercial construction, and more.


While we offer standard coverage for perils, such as storms, fire, wind and vandalism, we go beyond in both product and service.

Our insurance policies offer coverage for business income loss, employee theft against your firm or your clients, leakage of corrosives or contaminants into airways or the environment, and other damages or injuries your firm is liable for. If your employees drive for your business, we can cover collision and non-collision damage as well as injuries. Additional insured coverage and all kinds of construction bonds are also available.

The range of property and liability exposures we cover is vast, so we don’t just plunk a stack of product options in front of you and say, “Here are some great things to buy.” At Cal-Nevada Insurance Agency, we work with each of our clients to understand your specific operations, exposures, and needs. We’re in our client relationships for the long haul, so we also listen to your goals and plans for the future. That helps us provide you the best advice on the insurance and risk component of your game plan.

Talk to Cal-Nevada Insurance Agency about managing your risk and insuring your general contracting business.

For further information or to schedule a meeting with an advisor, contact us at (866) 670-5948, or e-mail us at