Today’s litigious landscape calls for EPLI and D&O coverage.

Learn more about how we can help you.

Specializing In Management Liability Insurance:Protect Your Firm, Management Against Lawsuits

You can’t turn on the television, read the paper, or check your social media posts today without learning about allegations of harassment and discrimination in the workplace. These wrongdoings among others put companies, shareholders, and management on the line with the potential for significant losses. Add to this, lawsuits filed against directors and officers alleging failure to comply with regulations or laws, inaccurate or inadequate disclosure of financial statements, dereliction in protecting the firm against cyber threats, and other allegations, and there’s a great to deal to navigate when it comes to having the right insurance program. We can help you.

Cal-Nevada Insurance Agency provides clients with both Employment Practices Liability Insurance (EPLI) and Directors & Officers Liability coverage to address the risks faced by today’s management. Regardless of the size of your company, whether you are a public, private or non-profit, these two coverages are integral for a comprehensive insurance program.

Inside EPLI

EPLI insurance is designed to provide coverage in the event of employee-related lawsuits involving allegations of unfair treatment at the workplace, such as terminations, overtime pay, leave, promotions, inter-office relationships, sexual harassment, and racial or gender discrimination. Accusations of employment practices violations can be extremely costly—even if your company is found innocent. If you are found guilty, penalties and expensive defense fees can be crippling.

Coverage will pay for legal fees, settlements, and damage awards that result from employee claims of misconduct against your company’s employees and managers. Investigations and legal fees associated with regulatory actions may also be covered by your policy.

Inside D&O Insurance

D&O insurance is designed to provide liability coverage for company managers to protect them from claims that may arise from actual or alleged “wrongful acts” when acting in the scope of their managerial duties or while serving on the company’s board of directors.

Policies cover the personal liability of company directors and officers as individuals (Side A) and also the reimbursement of the insured company in case it has indemnified its managers in order to protect them (Side B).

Publicly traded companies can also obtain coverage for claims against the company itself for a wrongful act in connection with the trading of its securities (Side C).

Let Us Make A Difference in Protecting You Against Risk

To learn more about our approach in protecting clients against the various business and personal risks they face today, or to schedule a meeting with one of our professional insurance advisors, please contact us at (866) 670-5948, or e-mail us at info@calnevadains.com.