Insuring the complex risks of the construction industry.

Learn more about how we can help you.

Specializing In Protecting General Contractors:
Custom Insurance Programs Built for You

The outlook for the construction industry continues to be positive with continued growth pegged for single-family housing, office buildings, and warehouses. At Cal-Nevada Insurance Agency, we are well positioned to support the construction sector and the general contractors (GCs) and artisan contractors that make up this dynamic and challenging industry. For five decades, we have been delivering focused insurance and risk management solutions to protect against the various exposures GCs and others face on specific projects and job sites. Our goal is to create an insurance program that supports you in keeping your projects on schedule, safe, and profitable.
From insuring contractors against increased liability as more are accountable for professional design/build services, to protection against cyber threats as the use of new technology like the cloud and 3-D modeling tools puts data and intellectual property at risk, to addressing the gray area of drone use and the potential for liability, Cal-Nevada Insurance Agency has the construction insurance experience and expertise you can rely on.

Designing A Comprehensive Construction Insurance Solution for GCs

We work with leading insurance carriers to provide general contractors throughout Northern California, Nevada, and Arizona with tailor-made risk management and insurance solutions designed to help minimize exposures and respond in the event of a loss. Our unparalleled knowledge and long-term relationships with carrier partners specializing in construction insurance enable us to create a total solution. This includes procuring the following key coverages:

  • Contractors Liability
  • Commercial Umbrella
  • Contractors Equipment
  • Builder’s Risk/Course of Construction
  • Contractors Professional Liability
  • Pollution Liability
  • Commercial Automobile
  • Commercial Property
  • Business Interruption
  • Equipment Breakdown
  • Workers Compensation
  • Cyber Liability
  • Employment Practices Liability

Wrap-Ups for Complex Projects

At Cal-Nevada Insurance Agency, we can also provide you with a wrap-up program, depending on the scope and complexity of your specific project. With a wrap-up, insurance protection, loss control, and claims services are integrated into a comprehensive, customized program for all entities on a project, including the owner, general contractor, and subcontractors. In addition to the cost benefits a wrap-up offers, it also helps eliminates potential gaps in Liability and Excess coverage by providing both coverages for all contractors on the project via a single insurance program. Wrap-ups also consolidate Workers Compensation insurance, ensuring every contractor and every worker on a site is protected.

As construction insurance specialists, we can also assist you with your bonding capacity in order to land government, municipality and commercial jobs. We can provide you with the right surety arrangements – whether you’re looking for your first bond or have an established history.

Minimizing Your Risk

Our qualified professionals along with our carrier partners can assist you in mitigating your risks and minimizing your losses with several key value-added services, including claims management; Workers Compensation experience rating review/projection; job safety and loss control strategies; contract review and management; risk management review and analysis; and current policy review and analysis.


The following construction insurance applications are available online:

Let Us Make A Difference in Protecting You Against Risk

To learn more about our approach in protecting clients against the various business and personal risks they face today, or to schedule a meeting with one of our professional insurance advisors, please contact us at (866) 670-5948, or e-mail us at