Terry Jarcik has been a great friend and superior insurance agent to me and our family property management, real estate brokerage, and construction businesses ever since my father passed away in 1988. Terry and my father were best friends and Terry was also my father’s insurance agent for all of his commercial properties, various development projects and also his personal insurance requirements. I’ve learn that insurance is really important when you need it and to have an advocate like Terry Jarcik on your side as your agent when the going gets tough and you need the highest quality support on can get when you have a claim. We have had 4 claims in the past 24 years, 2 water damage and two fires and Terry was there for us at every turn in the four events and we received the highest and best settlements possible. He really came through for us and that’s what having insurance is all about — having it be there in place with the right coverage and then getting fairly and timely compensated when there is a loss and that is what Terry Jarcik does. His staff is also kind, courteous and responsive and that is must and a bonus that we really enjoy.